Talk to our team to start saving.1.877.445.0070

Take control of your car payments

MotoRefi is now Caribou. Learn about our rebrand.

Check your rate for free!

No hidden fees

No impact to your credit score ✝︎

No SSN required ✝︎✝︎

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DID YOU GET FINANCING FROM YOUR DEALER?

Fast, easy auto refinance

Instantly access competitive rates in minutes, with a dedicated team available to walk you through the process.
See how it works

FIND THE RIGHT PLAN FOR YOU

Personalized savings on your car insurance

We’ll help find a plan to unlock lower rates.
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Are you getting the most out of your savings?

You could save even more

Drivers could save even more when they refinance and improve their car insurance through Caribou.
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CUSTOMER STORIES

40,000+ happy drivers with more cash in their wallets

4.4 star reviews from our clients on Trustpilot

Our refinance representative was very knowledgeable and worked hard to get us the deal we were looking for. I will recommend to all my friends and family.

Andrea

October 26, 2021

No hidden fees.

Co-borrowers welcome.

Fully online process.

Got more questions? We've got answers.

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What sets us apart

Tech to unlock low rates people to make the process easy

Competitive rates

Get access to lower rates that could save you thousands over the life of your loan.*

Dedicated support

Our team of loan officers and agents are standing by, happy to help you through the process.

All in one place

The savings can grow when you refinance and improve your car insurance through Caribou.

Fast and easy

Quickly access offers with no hidden fees, no impact to your credit score,✝︎ and no SSN required.✝︎✝︎

With Caribou, you could start saving today!

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Contact Details
NMLS #1746612
1.877.445.0070

Mon - Thu: 9am - 9pm EST

Friday: 9am - 8pm EST

1717 Rhode Island Ave, NW, Suite 500 Washington, DC 20036


* Savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.

+ To check the rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

++ Social security number is required should you choose to move forward in the loan application process.

** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. Advertised 1.59% APR is based on a representative example of refinancing a 2019 or newer vehicle with a FICO score higher than 740 with enrollment in direct deposit payments via ACH. Not all borrowers will receive the lowest rate. All applications are subject to verification of employment. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.

Terms and Conditions apply. Caribou reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.


©2021 Caribou Financial, Inc. d/b/a Caribou. All rights reserved.